Effective Date: 6-1-2025
Welcome to Debra Joyce Speaks. Please read the following Terms and Conditions carefully before using this website or purchasing any coaching services, digital products, or participating in any programs.
By accessing or using this website, enrolling in a coaching program, or downloading any resources, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website or its services.
This website is owned and operated by Debra Joyce Speaks, a faith-based divorce recovery coaching service for Christian women seeking healing and growth after divorce.
Coaching services provided are not therapy, counseling, legal, medical, or financial advice. Coaching is a collaborative process designed to support your personal growth, healing, and forward movement. You are responsible for your own decisions, actions, and results.
If you require mental health support, legal guidance, or medical care, you should consult with a licensed professional.
You must be 18 years or older to purchase coaching services or products from this site. By using this site, you confirm that you meet this requirement.
All coaching program fees are clearly stated at the time of purchase and must be paid in full or through an approved payment plan.
Refund Policy: Due to the personal and digital nature of coaching services, no refunds will be issued once services have begun or materials have been delivered, unless otherwise stated in writing. If you have concerns, please contact support@debrajoycespeaks.com.
All content on this website—texts, videos, workbooks, graphics, logos, and programs—are the property of Debra Joyce Speaks and are protected by copyright law. You may not copy, reproduce, share, or distribute any materials without prior written consent.
You agree not to:
Harass, abuse, or harm others using this site or within coaching groups
Misrepresent your identity or results
Post or transmit malicious software or unauthorized advertising
Violation of these terms may result in the termination of your access to services.
While we make every effort to protect your privacy, please remember that coaching sessions are not legally confidential like therapy. We will never share your personal information without your written consent, unless required by law (e.g., risk of harm or legal obligation).
Group coaching participants are expected to respect one another’s privacy and maintain confidentiality outside the group.
We are not responsible for technical issues that may arise with website access, program delivery, or communication platforms (Zoom, email, etc.). We will make reasonable efforts to resolve any interruptions promptly.
This website may include links to other resources or websites. We are not responsible for the content, policies, or accuracy of those third-party sites.
To the fullest extent permitted by law, Debra Joyce Speaks is not liable for any direct, indirect, or consequential damages arising from your use of this website or coaching services.
You agree to use these services voluntarily and accept full personal responsibility for your choices and outcomes.
We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with an updated “Effective Date.” Your continued use of the site and services constitutes agreement to any updated terms.
These Terms shall be governed by the laws of the State of Texas, United States.
If you have any questions about these Terms, please contact:
debra@debrajoycespeaks.com